PENSION & RETIREMENT Survivor BenefitOfficial 2026 Rules

Family Pension.

Family pension is payable to the surviving spouse or eligible dependent family members following the demise of a central employee or pensioner. Paid at 50% enhanced rate for up to 10 years and 30% normal rate thereafter.

Interactive Calculation Engine

Family Pension Inputs & Instant Projection

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Statutory Rules: 2026 Notification100% Free to Use
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Statutory Basis: Evaluated in compliance with Rule 54 of CCS (Pension) Rules 1972 / CCS (Pension) Rules 2021. Actual salary credits may vary slightly based on individual DDO policies and state-specific tax laws.
Official Circular & Gazette Guidelines

How Family Pension is Calculated.

Authority Reference: Rule 54 of CCS (Pension) Rules 1972 / CCS (Pension) Rules 2021

Official Governing Formula:
Enhanced Rate = 50% of Last Basic Pay; Normal Rate = 30% of Last Basic Pay (Min ₹9,000/mo) + DR

Key Regulatory Provisions

The calculations in this engine strictly conform to the official recommendations of the 7th Central Pay Commission and subsequent Department of Expenditure (DoE) & Department of Personnel and Training (DoPT) office memorandums.

When economic thresholds such as the 50% Dearness Allowance benchmark are reached, all dependent statutory components (such as HRA, Children Education Allowance, Gratuity ceilings, and Special Duty Allowances) are systematically re-indexed.

Audit & Verification Checklist

Before submitting claims to your Drawing and Disbursing Officer (DDO) or Pay and Accounts Office (PAO), ensure that:

  • Your current basic pay matches the exact stage recorded in your physical Service Book.
  • Your posting city classification (X, Y, or Z) reflects the latest Census population notifications.
  • Tax exemptions under Section 10 are claimed only under the Old Tax Regime where applicable.
Frequently Asked Questions

Common Questions About Family Pension.

1. Who is eligible for family pension after spouse?

After the demise of the spouse, family pension is payable to children (sons up to 25 years or till employment, unmarried/widowed/divorced daughters till remarriage, or disabled children for lifetime).

2. What is the difference between enhanced and normal family pension rates?

Enhanced family pension is paid at 50% of the deceased employee's last basic pay for a period of up to 10 years (or until age 67). Thereafter, normal family pension continues at 30% of basic pay, plus Dearness Relief.

3. Are family pensions eligible for Dearness Relief (DR)?

Yes, family pensioners receive Dearness Relief on their family pension at the same percentage (currently 53%) approved by the Central Government for regular pensioners.

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